Goochland Gathering Featuring John Ramirez II

Description

Small Business Financing Options by John Ramirez III
Different Finances for Different Stages of Business.  

In banking since 1998, John Ramirez III Group Manager and Vice President for Fulton Bank has focused primarily on business development, strategic planning, management, small business lending, consumer lending, team development, coaching and community development.  Additional abilities include building successful work teams, project management, multi-layer communication, networking, and relationship building.  Throughout his banking experience, he has been able to bring value in the form of financial education, service, open communication, and ownership.
His career in banking began as a Teller at Crestar Bank and continued to grow in scope through development within many roles and responsibilities.  These roles included Customer Service Representative, Assistant Branch Manager, Branch Manager, Area Manager, and current role of Group Manager.  While working a full-time job in banking, he also attended school.  John began his academic career or life-long learning journey at Northern Virginia Community college to which he obtained three career study certificates (Bookkeeping, Small Business, and Information Technology) in addition to two Associate Degrees (Business Management and Business Administration).  Upon graduation, he transitioned to George Mason University graduating in 2005 with a Bachelor’s of Science in Management.  The journey continued in learning by completing the Virginia Bankers School of Bank Management in 2012 and working towards his MBA to which was completed in August of 2014 from Bellevue University.
A strong believer in life-long learning, John had the privilege to participate in two community leadership programs.  One was the Leadership Fredericksburg program to which participants learned about their leadership skills and helped with a community project.  As a part of our work team, we were tasked with helping a non-profit organization rebrand for future growth.  They worked with the leadership of the non-profit to build a strategic five year growth plan, redesign the website for increased visibility, along with rebranding for better recognition and alignment towards the organizations mission, vision, values, and purpose.  The other leadership program was the Leadership Lab provided by the Greater Richmond Chamber of Commerce.  This program was geared towards building more intuitive leadership and communication for the benefit of the community, colleagues, family, and self-reflection.